:root{--ink:#15161a;--muted:#5f6673;--line:#dfe3ea;--soft:#f5f7fb;--blue:#0b57d0;--blue2:#0847ad;--red:#b42318;--green:#137333;--amber:#8a5a00}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ink);font-family:Inter,-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Arial,sans-serif;font-size:17px;line-height:1.62;background:#fff}a{color:inherit;text-decoration:none}a:hover{text-decoration:underline}.site-header{position:sticky;top:0;z-index:20;display:flex;align-items:center;gap:24px;min-height:64px;padding:12px 28px;background:rgba(255,255,255,.94);backdrop-filter:blur(18px);border-bottom:1px solid var(--line)}.brand{display:flex;align-items:center;gap:10px;font-weight:800;white-space:nowrap}.brand-logo{display:block;width:34px;height:34px;object-fit:contain;flex:0 0 auto}.brand-mark{display:grid;place-items:center;width:30px;height:30px;border-radius:8px;background:var(--blue);color:#fff}.top-nav{display:flex;align-items:center;gap:16px;flex-wrap:wrap;margin-left:auto;font-size:14px;color:#303642}.top-nav a{padding:6px 0}.top-nav .nav-cta{padding:9px 14px;border-radius:8px;background:var(--blue);color:#fff;font-weight:800}.top-nav .nav-cta:hover{background:var(--blue2);text-decoration:none}.home-hero,.article-hero{max-width:1120px;margin:0 auto;padding:72px 24px}.home-hero{display:grid;grid-template-columns:minmax(0,1.1fr) minmax(320px,.9fr);gap:48px;align-items:center}.article-hero{padding-bottom:42px}.eyebrow{margin:0 0 10px;color:var(--blue2);font-weight:800;font-size:14px;text-transform:uppercase;letter-spacing:.04em}h1,h2,h3{line-height:1.15;margin:0}h1{font-size:48px;max-width:980px}h2{font-size:31px;margin-bottom:18px}h3{font-size:21px}.lead{font-size:21px;color:#303642;max-width:880px}.hero-actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:26px}.button{display:inline-flex;align-items:center;justify-content:center;min-height:44px;padding:10px 18px;border-radius:8px;font-weight:750;border:1px solid var(--line)}.button.primary{background:var(--blue);color:#fff;border-color:var(--blue)}.button.primary:hover{background:var(--blue2);text-decoration:none}.button.ghost:hover,.card:hover,.related a:hover{border-color:var(--blue);text-decoration:none}.hero-board{display:grid;grid-template-columns:1fr 1fr;gap:12px}.hero-board div,.card,.note-box,.quick-panel,.related a{border:1px solid var(--line);border-radius:8px;background:#fff}.hero-board div{padding:20px;min-height:150px;box-shadow:0 20px 70px rgba(23,35,61,.08)}.hero-board span,.step span{display:grid;place-items:center;width:34px;height:34px;border-radius:8px;background:#e8f0fe;color:var(--blue);font-weight:900}.hero-board strong,.card strong{display:block;margin-top:14px;font-size:20px}.hero-board p,.card span{display:block;color:var(--muted);margin:8px 0 0}.home-section,.content-section,.related,.faq,.sources{max-width:1120px;margin:0 auto;padding:56px 24px}.band{background:var(--soft);max-width:none;padding-left:max(24px,calc((100vw - 1120px)/2 + 24px));padding-right:max(24px,calc((100vw - 1120px)/2 + 24px))}.cards,.link-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:14px}.card{padding:22px;min-height:150px}.quick-panel{max-width:1120px;margin:0 auto 24px;padding:26px;display:grid;grid-template-columns:280px 1fr;gap:24px;background:var(--soft)}.quick-panel ol{margin:0;padding-left:22px}.step-list{display:grid;gap:14px}.step{display:grid;grid-template-columns:44px 1fr;gap:16px;padding:20px;border:1px solid var(--line);border-radius:8px;background:#fff}.step p{margin:8px 0 0;color:var(--muted)}.two-col{display:grid;grid-template-columns:minmax(0,1fr) 360px;gap:24px}.note-box{padding:22px;background:var(--soft)}.note-box h2{font-size:23px}.warning{background:#fff8f7;border-top:1px solid #ffd6d1;border-bottom:1px solid #ffd6d1}.warning .eyebrow,.warning h2{color:var(--red)}.warning ul,.note-box ul,.sources ul{margin:0;padding-left:22px}.related{background:var(--soft);max-width:none;padding-left:max(24px,calc((100vw - 1120px)/2 + 24px));padding-right:max(24px,calc((100vw - 1120px)/2 + 24px))}.related a{padding:20px}.related span{display:block;color:var(--muted);margin-top:8px}.faq details{border-top:1px solid var(--line);padding:18px 0}.faq details:last-child{border-bottom:1px solid var(--line)}.faq summary{cursor:pointer;font-weight:800;font-size:20px}.faq p{color:var(--muted);max-width:860px}.deep-toc{margin:8px 0 30px;padding:20px 22px;border:1px solid var(--line);border-radius:8px;background:var(--soft)}.deep-toc-title{margin:0 0 10px;font-weight:800;font-size:14px;text-transform:uppercase;letter-spacing:.04em;color:var(--blue2)}.deep-toc ol{margin:0;padding-left:20px;columns:2;column-gap:36px;font-size:15px}.deep-toc li{margin:6px 0;break-inside:avoid}.deep-toc a{color:var(--blue2)}.deep-part{margin-top:34px}.deep-part h3{scroll-margin-top:84px}@media (max-width:700px){.deep-toc ol{columns:1}}.link-grid a{display:block;border:1px solid var(--line);border-radius:8px;background:#fff;padding:20px}.link-grid a:hover{border-color:var(--blue);text-decoration:none}.link-grid a span{display:block;color:var(--muted);margin-top:8px}.sources{font-size:15px;color:var(--muted)}.sources a{color:var(--blue2)}.breadcrumbs{display:flex;gap:8px;flex-wrap:wrap;margin-bottom:22px;color:var(--muted);font-size:14px}.breadcrumbs a{color:var(--blue2)}.consult-cta{max-width:1120px;margin:0 auto 24px;padding:28px 24px;display:grid;grid-template-columns:minmax(0,1fr) auto;gap:20px;align-items:center;border-top:1px solid var(--line);border-bottom:1px solid var(--line);background:#f8fbff}.consult-cta p{margin:0;color:var(--muted);max-width:760px}.consult-section{max-width:1120px;margin:0 auto 24px;padding:44px 24px;display:grid;grid-template-columns:minmax(0,.95fr) minmax(320px,1fr);gap:28px;align-items:start}.consult-copy,.consult-form{border:1px solid var(--line);border-radius:8px;background:#fff;padding:28px;box-shadow:0 18px 50px rgba(23,35,61,.07)}.consult-phone a{font-size:32px;line-height:1.1;font-weight:900;color:var(--blue2)}.consult-form{display:grid;gap:16px}.consult-form label{display:grid;gap:7px;font-weight:800}.consult-form input,.consult-form textarea{width:100%;border:1px solid #cfd6e4;border-radius:8px;padding:13px 14px;font:inherit;background:#fff;color:var(--ink)}.consult-form input:focus,.consult-form textarea:focus{outline:3px solid #dbe8ff;border-color:var(--blue)}.consult-form textarea{resize:vertical;min-height:150px}.check-row{grid-template-columns:22px 1fr!important;align-items:start;font-weight:500!important;color:var(--muted)}.check-row input{width:18px;height:18px;margin-top:4px}.hp-field{position:absolute;left:-9999px}.form-status{margin:0;color:var(--muted);font-weight:700}.form-status.ok{color:var(--green)}.form-status.err{color:var(--red)}.site-footer{margin-top:48px;padding:34px 28px;background:#202124;color:#c8ccd3}.footer-note{max-width:1120px;margin:0 auto 28px;padding-bottom:20px;border-bottom:1px solid #454a55}.footer-grid{max-width:1120px;margin:0 auto;display:grid;grid-template-columns:repeat(auto-fit,minmax(190px,1fr));gap:22px}.footer-grid h2{font-size:15px;color:#fff;margin-bottom:10px}.footer-grid a{display:block;color:#c8ccd3;margin:7px 0;font-size:14px}.copyright{max-width:1120px;margin:28px auto 0;color:#9aa0a6;font-size:13px}.sitemap-list{columns:2;column-gap:40px}.sitemap-list li{break-inside:avoid;margin:8px 0}.data-table{width:100%;border-collapse:collapse;font-size:15px;background:#fff}.data-table th,.data-table td{border:1px solid var(--line);padding:12px 14px;text-align:left;vertical-align:top}.data-table th{background:var(--soft);font-size:14px;text-transform:uppercase;letter-spacing:.02em}.data-table td.good{color:var(--green);font-weight:700}.data-table td.bad{color:var(--red);font-weight:700}.data-table td.na{color:var(--muted)}@media (max-width:900px){.site-header{position:relative;align-items:flex-start;flex-direction:column;gap:12px;padding:12px 16px}.top-nav{width:100%;margin-left:0;display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:8px}.top-nav a{display:flex;align-items:center;justify-content:center;min-height:42px;padding:9px 10px;border:1px solid var(--line);border-radius:8px;background:#fff;text-align:center}.top-nav .nav-cta{grid-column:1/-1;border-color:var(--blue);background:var(--blue);color:#fff}.home-hero{grid-template-columns:1fr;padding-top:42px;gap:26px}.hero-board{grid-template-columns:1fr}.consult-section,.consult-cta{grid-template-columns:1fr}.consult-copy,.consult-form{padding:22px}.consult-phone a{font-size:28px}.quick-panel,.two-col{grid-template-columns:1fr}.cards,.link-grid{grid-template-columns:1fr}.footer-grid{grid-template-columns:1fr 1fr}}@media (max-width:560px){body{font-size:16px;line-height:1.58}.site-header{padding:10px 12px}.brand{font-size:17px}.brand-logo{width:30px;height:30px}.top-nav{grid-template-columns:1fr}.home-hero,.article-hero{padding:34px 16px}.home-section,.content-section,.related,.faq,.sources{padding:38px 16px}.band,.related{padding-left:16px;padding-right:16px}h1{font-size:32px}h2{font-size:25px}h3{font-size:19px}.lead{font-size:18px}.hero-actions{display:grid}.button{width:100%}.card,.step,.quick-panel,.note-box,.consult-copy,.consult-form{padding:18px}.step{grid-template-columns:36px 1fr}.footer-grid{grid-template-columns:1fr}.site-footer{padding:28px 16px}.sitemap-list{columns:1}.consult-section,.consult-cta{padding:30px 16px}.consult-phone a{font-size:24px;overflow-wrap:anywhere}.consult-form input,.consult-form textarea{font-size:16px}}@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}}
.nav-toggle,.nav-burger{display:none}
.hero-chips{list-style:none;display:flex;gap:8px;flex-wrap:wrap;margin:18px 0 0;padding:0}.hero-chips li{padding:7px 14px;border:1px solid var(--line);border-radius:999px;background:var(--soft);font-size:14px;font-weight:700;color:#303642}
.hero-trust{margin:14px 0 0;font-size:14px;color:var(--green);font-weight:700}
.hero-legal{margin:6px 0 0;font-size:13px;color:var(--muted);max-width:760px}
@media (max-width:900px){.site-header{position:sticky;top:0;flex-direction:row;flex-wrap:wrap;align-items:center;gap:12px}.nav-burger{display:inline-flex;align-items:center;justify-content:center;margin-left:auto;min-height:40px;padding:8px 16px;border:1px solid var(--line);border-radius:8px;background:#fff;font-weight:800;font-size:14px;cursor:pointer}.nav-toggle:checked~.nav-burger{background:var(--soft)}.top-nav{display:none}.nav-toggle:checked~.top-nav{display:grid;width:100%;grid-template-columns:repeat(2,minmax(0,1fr));gap:8px}}
@media (max-width:560px){.top-nav .nav-cta{grid-column:1/-1}}
.doc-template{border:1px solid var(--line);border-left:4px solid var(--blue);border-radius:8px;background:var(--soft);padding:26px 28px;max-width:860px;font-size:15.5px;line-height:1.6}.doc-template p{margin:6px 0}.doc-note{margin-top:14px;color:var(--muted);font-size:14px;max-width:860px}
.expert-quote{margin:8px 0 0;padding:26px 28px;border:1px solid var(--line);border-left:4px solid var(--blue);border-radius:10px;background:var(--soft)}
.expert-quote blockquote{margin:0;font-size:17px}
.expert-quote blockquote p{margin:0 0 14px}
.expert-quote blockquote p:last-child{margin-bottom:0}
.expert-quote figcaption{display:flex;align-items:center;gap:14px;margin-top:18px;padding-top:16px;border-top:1px solid var(--line);font-size:15px;color:var(--muted)}
.expert-quote figcaption strong{color:var(--ink)}
.expert-avatar{display:flex;align-items:center;justify-content:center;flex:0 0 44px;width:44px;height:44px;border-radius:50%;background:var(--blue);color:#fff;font-weight:800;font-size:19px}
.expert-verified{color:var(--green);font-weight:600;font-size:13.5px}
@media (max-width:700px){.expert-quote{padding:20px 16px}}

/* Visual system: generated editorial images stay light, responsive and CLS-safe. */
:root{--premium-shadow:0 24px 80px rgba(26,53,98,.10);--premium-shadow-soft:0 12px 38px rgba(26,53,98,.07)}
h1{letter-spacing:-.026em;text-wrap:balance}h2{letter-spacing:-.016em;text-wrap:balance}
.button{border-radius:12px;transition:transform .15s ease,box-shadow .15s ease,background .15s ease}
.button.primary{box-shadow:0 10px 26px rgba(11,87,208,.20)}
.button:hover{transform:translateY(-1px)}
.card,.note-box,.quick-panel,.related a,.link-grid a,.step{border-radius:14px}
.card,.link-grid a{transition:transform .18s ease,border-color .18s ease,box-shadow .18s ease}
.card:hover,.link-grid a:hover{transform:translateY(-2px);box-shadow:var(--premium-shadow-soft)}
.band{background:linear-gradient(135deg,#f5f8fc 0%,#f8fbff 55%,#f4f7fb 100%)}
.page-visual{position:relative;margin:0}
.page-visual picture,.page-visual img{display:block;width:100%}
.page-visual img{height:auto;color:transparent;mix-blend-mode:multiply;filter:brightness(1.035)}
.page-visual::before{content:"";position:absolute;z-index:-1;left:-6%;right:-6%;bottom:2%;height:54%;border-radius:50%;background:radial-gradient(ellipse at 50% 62%,rgba(11,87,208,.17),rgba(11,87,208,0) 74%);filter:blur(26px)}
.page-visual::after{content:"";position:absolute;z-index:-1;left:4%;bottom:10%;width:40%;height:36%;border-radius:50%;background:radial-gradient(circle,rgba(19,115,51,.12),rgba(19,115,51,0) 72%);filter:blur(30px)}
.home-hero{position:relative;isolation:isolate;grid-template-columns:minmax(0,1.08fr) minmax(390px,.92fr);gap:34px;padding-top:58px;padding-bottom:58px}
.home-hero::before{content:"";position:absolute;z-index:-1;inset:18px -70px 12px 42%;border-radius:48%;background:radial-gradient(circle at 50% 50%,rgba(55,126,236,.105),rgba(55,126,236,0) 68%);pointer-events:none}
.home-hero .lead{max-width:700px}
.home-visual-shell{align-self:center;min-width:0}
.home-page-visual{filter:none}
.visual-trust-list{list-style:none;display:flex;justify-content:center;gap:8px;flex-wrap:wrap;margin:-8px 0 0;padding:0;position:relative;z-index:2}
.visual-trust-list li{padding:7px 11px;border:1px solid rgba(11,87,208,.14);border-radius:999px;background:rgba(255,255,255,.92);box-shadow:0 8px 24px rgba(26,53,98,.07);color:#3d4654;font-size:12.5px;font-weight:750;white-space:nowrap}
.article-hero--visual{max-width:1200px;display:grid;grid-template-columns:minmax(0,1.12fr) minmax(350px,.78fr);gap:42px;align-items:center;padding-top:58px;padding-bottom:46px}
.article-hero--visual .article-hero-copy{min-width:0}
.article-hero--visual h1{font-size:44px}
.article-hero--visual .lead{font-size:18.5px;line-height:1.58}
.article-hero--visual .page-visual{min-width:0}
@media (max-width:900px){
  .home-hero{grid-template-columns:1fr;gap:18px;padding-top:42px}.home-hero::before{inset:46% 0 0 12%}
  .home-visual-shell{width:min(100%,680px);margin:0 auto}
  .article-hero--visual{grid-template-columns:1fr;gap:18px;padding-top:40px}
  .article-hero--visual .page-visual{width:min(100%,680px);margin:0 auto}
  .article-hero--visual h1{font-size:40px}
}
@media (max-width:560px){
  .home-hero{padding-bottom:32px}.visual-trust-list{margin-top:6px}
  .home-visual-shell{width:min(100%,340px)}.home-page-visual{margin-top:4px}
  .article-hero--visual{padding-top:32px;padding-bottom:30px;gap:14px}.article-hero--visual h1{font-size:32px}.article-hero--visual .lead{font-size:17px}
  .article-hero--visual .page-visual{width:min(100%,340px)}
  .button:hover,.card:hover,.link-grid a:hover{transform:none}
}
@media (prefers-reduced-motion:reduce){.button,.card,.link-grid a{transition:none}}

/* Длина строки: без ограничения абзацы на главной растягивались на 1070 px. */
.home-section>p,.home-section>ul,.home-section>ol,.home-section .deep-part>p{max-width:900px}
.home-section .deep-part{margin-top:22px}
.home-section .deep-part h3{margin-bottom:8px}
/* Равные колонки — для двух равнозначных блоков вместо .two-col (1fr/360px). */
.even-col{display:grid;grid-template-columns:repeat(auto-fit,minmax(300px,1fr));gap:16px;margin-top:20px}
/* Таблицы данных: один класс вместо инлайновых стилей на каждой ячейке. */
.table-scroll{overflow-x:auto;margin-top:18px;-webkit-overflow-scrolling:touch}
.data-table{width:100%;border-collapse:collapse;font-size:15px;line-height:1.5}
.data-table th,.data-table td{padding:12px 14px;border:1px solid var(--line);text-align:left;vertical-align:top}
.data-table thead tr{background:var(--soft)}
.data-table--light thead tr{background:#fff}
.data-table th{font-weight:800}

/* Встроенная форма заявки в CTA-блоках: заявку можно оставить не уходя со страницы. */
.consult-cta--form{grid-template-columns:minmax(0,1fr) minmax(320px,380px);align-items:start;gap:28px;padding:32px 24px;border-radius:16px;border:1px solid #dbe6f7;background:linear-gradient(135deg,#f4f8ff 0%,#f9fcff 60%,#f4f8fd 100%);box-shadow:var(--premium-shadow-soft)}
.consult-cta--form h2{font-size:27px}
.consult-cta--form>div>p{margin:0 0 12px}
.consult-cta-phone{font-weight:700;color:var(--ink)!important}
.consult-cta-phone a{color:var(--blue2);font-weight:900;white-space:nowrap}
.consult-cta-note{font-size:13.5px;line-height:1.5;color:var(--muted)!important;margin-bottom:0!important}
.consult-form--inline{display:grid;gap:12px;border:1px solid var(--line);border-radius:14px;background:#fff;padding:22px;box-shadow:0 14px 40px rgba(23,35,61,.08)}
.consult-form--inline label{display:grid;gap:6px;font-weight:750;font-size:14.5px}
.consult-form--inline input[type=text],.consult-form--inline textarea{width:100%;border:1.5px solid #ccd6e8;border-radius:10px;padding:11px 13px;font:inherit;font-size:15.5px;background:#fbfcfe;color:var(--ink)}
.consult-form--inline input[type=text]:focus,.consult-form--inline textarea:focus{outline:none;border-color:var(--blue);background:#fff;box-shadow:0 0 0 4px rgba(11,87,208,.13)}
.consult-form--inline textarea{resize:vertical;min-height:82px}
.consult-form--inline .check-row{grid-template-columns:20px 1fr!important;align-items:start;font-weight:500!important;font-size:12.5px;line-height:1.45;color:var(--muted)}
.consult-form--inline .check-row input{width:17px;height:17px;margin-top:1px;accent-color:var(--blue)}
.consult-form--inline .button{width:100%;min-height:48px;font-size:16px}
.consult-form--inline .form-status:empty{display:none}
.consult-form--inline .form-status{font-size:14px}
@media (max-width:900px){.consult-cta--form{grid-template-columns:1fr;gap:20px;padding:26px 18px}.consult-cta--form h2{font-size:24px}}
@media (max-width:560px){.consult-form--inline{padding:18px}.consult-form--inline input[type=text],.consult-form--inline textarea{font-size:16px}}